Debt

We all know debt is bad. Chad and I have more debt than we should. Some is due to life circumstances and some of it is just that we wanted something. We have our house debt and student loans which are okay, but then we have credit card debt. Yesterday we decided to close our accounts. We still have to pay the debt but we are not going to be addig anything eles to it. Our plan is to be free of all credit card debt in five years or less. It's a challenge. I admit we are scard. We have always have our credit cards to make up the difference if we were lacking, but now we really have live within our means. This takes faith. We are trusting the if we do our part and are wise with our money the Lord will provide. Not only do we need faith but graditude. We need to learn that happiness dosen't come from having things but rather from being greatful for what we have. Wish us good luck!